What are the financing options with Phenom Elite?

Phenom Elite uses world renowned payment processing company, 'PayPal' to offer flexible financing options to make buying team uniforms & apparel affordable and easy. 

Pay no interest on your team order if paid in full in 6 months on purchases of $99 or more.

What are the interest rates?

Pay no interest on your team order if paid in full in 6 months on purchases of $99 or more.

  • No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
  • For New Accounts: Variable Purchase APR is 25.74%. The APR is accurate as of 9/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
How can I apply for Phenom Elite financing (PayPal Credit)?

To apply for PayPal credit visit the link below: 


When you apply for PayPal Credit, you’ll be asked to provide your date of birth, your income after taxes and the last 4 digits of your Social Security number, and then to agree to the Terms and Conditions. You’ll know within seconds if you are approved. And here’s the cool thing: your PayPal Credit account will be linked to your PayPal account and you’ll see it as a payment option every time you check out with PayPal.

What is PayPal Credit?

PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your PayPal account giving you the flexibility to pay for your purchases right away or pay over time. It’s easy to apply, easy to use and there whenever you need it. PayPal Credit is subject to credit approval and is offered by Synchrony Bank.

What if I don't have a PayPal account?

The first step of the PayPal Credit application process will ask you to sign into your PayPal account or give you the ability to sign up for one. Once you’ve signed up for a PayPal account, you can begin the application for PayPal Credit. Signing up for a PayPal account is free. Sign up for PayPal and apply for PayPal Credit.

What does 'Subject to Credit Approval' mean?

Synchrony Bank will review and consider your credit report and other credit related information prior to opening your account and establishing your credit line. This process happens in a matter of seconds as part of the PayPal Credit application process.

Do I have a Credit Line and how much will it be?

Upon approval, your PayPal Credit account will be assigned a credit line of at least $250 based on your credit worthiness.

You can confirm your credit line details by logging into your account.

Why Should I use PayPal Credit?

Get No Interest if paid in full in 6 months on purchases of $99 or more when you check out with PayPal and pay with PayPal Credit. Minimum Monthly Payments are required during and after the 6 month promotional period. Plus, score valuable discounts and special financing offers when you use PayPal Credit. You can also review all of your purchases and pay your bill through PayPal.com. Learn more about the benefits of PayPal Credit.

Is there an annual fee to use PayPal Credit?

No! There is no annual fee to use PayPal Credit. See the Terms and Conditions.

How can I pay Phenom Elite using PayPal credit?

Once approved by PayPal, Phenom Elite will provide an invoice through PayPal, to pay for your order. Then, you would simply log into your account and pay the invoice using your PayPal credit funds. 


How does PayPal Credit benefit Phenom Elite?

It costs money to manufacture sporting goods and apparel. Having the ability to immediately begin production and speed up the turn around time is a huge benefit for your team and organization. Phenom Elite ONLY begins production when payment is received. PayPal credit allows you to pay up front to get your order started and delivered on time. 

It also allows you to pay overtime and keep from draining your organization's cash flow with a large payment at one time. 

How do I get started?

Click the link below to apply: 


Where can I go to learn more?

Visit PayPal's documentation here: